From wherever you are today to fully crypto-capable.
Most banks know crypto is coming. Few know how to prepare for it. The WalletCheck Crypto Readiness Program takes you from initial assessment through to live implementation — with a documented operating model, a clear vendor architecture, and WalletCheck deployed at the end.
You know crypto is coming. You don't know where to start.
Banks across Switzerland and Europe are watching the same trend: crypto-active clients are growing, regulatory expectations are tightening, and competitors are pulling ahead by accepting the clients others turn away. The question is no longer whether to act — it is how to build a strategy without getting it wrong.
Generic consulting firms know strategy but not crypto. Crypto-native vendors know the technology but not how banks operate. The WalletCheck Crypto Readiness Program closes that gap end to end.
A structured path from assessment to implementation.
Four phases. Fixed scope. A defined outcome.
Readiness Assessment
A structured assessment of your bank's current state: compliance capabilities, existing client exposure to crypto across private banking and retail segments, regulatory obligations under FINMA or MiCA, and the operational gaps that stand between you and a credible crypto offering.
What you get
- Gap analysis across compliance, operations, and technology
- Client exposure mapping — private banking and retail
- Regulatory obligation review (FINMA, MiCA, AMLA)
- Board-presentable Crypto Readiness Report with prioritised action roadmap
Operating Model Design
Define exactly how your bank will function as a crypto-capable institution — AML and KYC policies for digital assets, risk frameworks, decision workflows, and monitoring structures. Addressing both high-touch private banking and scalable retail compliance.
What you get
- AML/KYC policies specific to digital assets
- Risk frameworks and decision workflows for crypto client onboarding
- Monitoring and reporting structures for internal risk committees
- Documented operating model ready for board and regulator review
Implementation Blueprint
Translate the operating model into a concrete execution plan. Full vendor architecture — custody, analytics, KYC partners — with WalletCheck specified as the compliance and risk intelligence layer at the centre.
What you get
- Complete vendor architecture with integration specifications
- Core banking system integration points defined
- Internal roles, responsibilities, and governance structure
- Pilot use case identified for controlled rollout
Go-Live and Product Integration
WalletCheck is deployed into the workflows we designed together. Your team is trained, monitoring goes live across private banking and retail segments, and compliance operations begin running on the platform.
What you get
- WalletCheck deployed with your policies and workflows configured
- Team training and onboarding support
- Live monitoring across private banking and retail segments
- Hands-on support through the first weeks of live operation
We know banking. We know crypto. Very few people know both.
This is not generic consulting — it is a structured methodology built on direct experience with Swiss and European banks and a working compliance platform that has already solved many of the challenges you will encounter.
Our banking background means we understand how compliance departments function, how risk frameworks are structured internally, what language resonates with a Swiss private bank's executive team, and what a FINMA examiner will ask. Our product expertise means we are not designing theoretical solutions — we are applying a methodology embedded in software we have already built and deployed.
The result is a program that ends with a system that works — not a report that sits on a shelf.
Whether you have ten crypto clients or ten thousand, the program meets you where you are.
Private Banking
Your relationship managers are encountering wealthy clients with significant crypto holdings. You need a defensible, documented process for assessing source of funds, determining risk, and making onboarding decisions that will withstand regulatory scrutiny. A single HNW relationship mishandled — or lost to a better-prepared competitor — represents tens of millions in AUM.
Retail Banking
A significant proportion of your retail client base already holds crypto assets outside your institution. As crypto becomes more mainstream and regulatory expectations around client due diligence tighten, the question is not whether you will need to address this population — it is whether you will be ready when you do. A bank with one million retail clients likely already has 100,000 to 200,000 with crypto exposure. Serving them well, at scale, requires infrastructure. The Readiness Program builds it.
Ready to start?
The program begins with a conversation. We will spend thirty minutes understanding where your institution stands today and whether the Readiness Program is the right fit for your timeline and objectives.